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2025-09-05

Insurance

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When I buy an appliance or tool or electronic gizmo, the cashier often asks if I want insurance. I say no. If I've done my homework, I assume that my purchase is reasonably reliable. I may end up with a lemon, and then I'll need to repurchase, provided I still want the thing. But I assume the company offering insurance has done their homework, and so, odds are, I won't need it. I self insure.

With a car, the risk is higher. If I own a car, I'm required to have liability insurance. This makes sense. It would not be feasible for the state to assess each purchaser to determine whether they have (or will have) enough assets to cover the considerable cost for ruining someone else's life with a car, which is rare but happens. Collision and comprehensive insurance are optional. I may accept the same odds as an insurance company and cover repairs or replacement of my car if the need arises. The more valuable the car, the more likely I'll insure it. 

Most of us have home insurance. Mortgage companies require it, for one thing. If the house is fully paid for, we typically still don't want to risk having to replace or renovate a home. Fire, bad weather, or plumbing failures can do more damage than we can afford pay for. Or, maybe we can afford it, but we put our life savings at risk and would rather not. Only the very wealthy can afford not to insure their homes. (Maybe they got rich selling insurance to those of us who can't.)

When it comes to shared properties, insurance decisions are more complex. One owner may have higher, or lower, need for insurance than others. Not all may agree on what needs to be insured or to what level. One investor may be willing to gamble on the odds of never needing insurance. Another investor might be more conservative.

A lot of us, being conservative I suppose, want to insure our greatest shared asset. Others do not.

Climate change threatens catastrophic consequences to this planet we share. Some say the risk is overstated. Some say we should do something about it, even if the risk is low. Others insist we must do nothing; insurance is just too costly.

Especially to them. They have oil to sell.

2025-08-23

Twits

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"If I were King for a day." 

You may have said, as I have, what you might do if you were king or queen for a day. We have an idea of what would make the world a better place. If only we could enact the idea...

Typically we would use the opportunity to ban some petty pet peeve. Such an act might, possibly, make the world a better place.

Frankly, if I were king for a day, I would screw things up. Not intentionally, mind you! But out of ignorance. Only ignorance could convince me that I should be king or act like one. Only delusion would lead me to think I knew better than everyone (anyone?) else. And if I were king for life, all hell might break loose. Same goes for you.

I've been reading about kings and queens in the Chronicles of Narnia. Yes, good policy can be enacted by royals. In fantasy novels, kings and queens can be depicted as having sound judgment, kind hearts, and good will for all. They do a great job of ruling. This is fiction.

In life, it doesn't go so well. Some countries, such as England, have figured this out. They maintain a tradition of monarchy but leave actual governing to a democratically elected government. Rule by an individual results in tyranny. Autocracy doesn't work.

A demagogue taps into popular opinions, desires, and prejudices. As long as he (it's usually a he) remains in tune with the populace, he can steer a nation toward a shared will, for better or, more often, for worse. But soon he becomes more and more removed from the people. He is protected from reality by a cluster of cronies. He hears no opposing positions, except those represented as some evil bogeyman. The sycophants increasingly confirm his opinions and protect him from others'. An already self-important twit is encouraged to think ever more highly of himself. His word becomes law. His law becomes tyranny.

Those swayed by the populist accept and even celebrate his tyrannyat least until they are caught in it. Eventually, they deny their support. But they have followed the leader: they too are twits.

2025-06-03

Efficiency

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When asked whether it was OK to let low-income Americans die, Senator Joni Ernst (R-IA) responded that "we are all going to die."

Ernst was right. We are all going to die. To be human is to be mortal. Mortals die.

Justifying letting people die is a bit of a jump though. That's taking efficiency a bit far, don't you think? The Department of Government Efficiency (DOGE) may have used this same logic to justify the deaths of tens of thousands of children.

In her dubious apology, Ernst said, no matter. Just accept Jesus, and you don't have to die.

I'm not sure how seriously Ernst takes Jesus, though. He said "whatever you did for one of the least of these, you did for me." I never understood that to mean killing them, or letting them die, so that they could get to heaven quicker.

There's a story Jesus told about a Samaritan who helped a robbery victim who was dying beside the road. The church people of the time decided to let him lie. 

Senator Ernst, it would seem, sees the priest and Levite as the heroes of the story. They were much more efficient about getting the victim to heaven.

2025-05-29

Substack

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I've decided to branch out. I'll be posting new entries on Substack as well as here.

Blogger has served me reasonably well, but about the time I got a few subscribers, Google informed me that they no longer supported subscriptions. On occasion someone would ask me why I wasn't writing anymore or whether I was. So I would send a link with my latest, but that didn't help for future posts. I could have given instructions on how to set up an RSS feed, but I didn't know how and never took the time to figure it out.

Granted, it's easy to think more people want to read what one has to say than actually do. But inhibiting folks from reading is hardly polite, much less conducive to sharing thoughts. So I decided to try something new.

For now, I'll be posting new material on both platforms. So if you do have an RSS feed set up and prefer to stay here, you should be fine. But if you want emails notifying when I've posted, you can subscribe to my Substack. I'll be posting some of my favorite older entries there too, with commentary.

I do not intend ever to ask for paid subscriptions. Some of the default messages from Substack call for "supporting" me. I'll try to catch those messages and rephrase them. If I miss some, ignore them. I don't have enough to say that is worth even a minimum subscription.

Thanks for listening. And I don't mind if you tell me when I haven't kept your attention. Or when I have.

2025-05-24

Corrupt

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Like many African countries, Liberia has struggled with corruption and the resulting barriers to development. A long civil war only made it worse. But recently elected President Joseph Boakai has promised to do something about it: among other things, he is requiring government officials to be transparent about their finances.

He's not the first to attempt to address the problem. Ellen Johnson Sirleaf was also determined to fight corruption, but her attempts mostly failed. It is not an easy task getting rid of it. 

I once ignored the advice of a friend and planted bamboo by my house. A few years later it had taken over much of the yard. I ended up spending many hours removing it from flower beds and turning up the turf square by square and carefully separating bamboo roots from the grass. It was easy letting it start. If I had seen what was happening and addressed the problem early, I might have won my battle. As it was, I almost certainly ended up with as much risk as I'd had when I first planted it. But at least by then I knew better and knew I had to be vigilant.

I've heard there are only two solutions to a bamboo invasion: nuclear holocaust or selling the house. We sold (which almost feels corrupt, though I warned the buyers of the potential threat).

Corruption is like bamboo: easy to start, easy to ignore, difficult to root out.

The Republican Party has decided they like a big man who runs things his way, at least so long as they can promote themselves along with him. If that requires condoning corruption, so be it. They admire and wish to emulate Victor Orban of Hungary. Orban is quick to embrace traditional culture and heritage while blaming immigrants for the country's problems. Familiar.

Orban's government has slid into corruption. Or maybe it jumped. One result is that the economy has stagnated. An oligarchy of already rich opportunists has benefited immensely, but the rest of the population has had to tighten their belts. While in Liberia corruption has hindered growth, in Hungary it has caused a downward slide. Through it all, Orban continues to praise Hungary's Christian tradition, blame others for the problems, trample on a free press, eliminate dissension, and rake in what he can.

Here in the U.S., our Republican-majority government has said this is what we want. The richest men in the country are invited to help make it happen. The world's richest man eliminates help for the world's poorest children while promoting an outrageously expensive defense system for which he will be the major contractor. Those who dissent are publicly chastised, called names, and accused.

The most interesting accusation is "corrupt!" When Trump wanted to accept the personal gift of a luxury airplane, he called Democrats corrupt for resisting. It's a clever strategy, I suppose. If you accuse dissenters of the very thing they are dissenting about, it shifts attention. Regardless, the corruption is in accepting the bribe, not in trying to stop it. There is a definition for corruption. You can look it up.

Another interesting distraction is to say that all politicians are corrupt, so quit bellyaching. Not all politicians are corrupt, of course, but it's easier to say that than to figure out who is. But even if you want to assume that most are corrupt on some level, that they compromise their principles on occasion to stay in office, any corruption is not equal to massive corruption. A sandbag is not the Sahara desert.

"Well, at least this administration is honest about their corruption!" Now there's an odd statement. The corruption is blatant, to be sure. But calling the whistle-blower corrupt is simply a lie. That's the opposite of honesty.

While Republicans fawn over abuse of power by the Orban administration, Trump himself is more interested in ingratiating himself to those tyrants whose abuse extends beyond personal gain into cruelty and revenge, such as Putin and Kim Jong Un. Their behavior is that of ruthless war lords who, as in Liberia, emerge as a result of corruption and then live by it and for it.

I applaud President Boakai's attempt to rein in corruption in Liberia. I appreciate Democrats here calling foul on accepting bribes from foreign governments. I especially respect conservatives who call a spade a spade. One day, if the Republican Party survives, it too may attempt to stop or inhibit corruption rather than worship it. What are the odds?

2025-05-13

No Balls

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During World War II, Allied soldiers would sing a song to the tune of Colonel Bogey March to mock leaders of the Nazi regime. According to Wikipedia, the song has been cited as "morally correct disrespect." I rather like that label.

The lyrics go like this:

Hitler has only got one ball,
Göring has two but very small,
Himmler is rather sim'lar,
But poor old Goebbels has no balls at all.

Other verses were added, each concluding with poor old Goebbels.

I don't know if the song referred to courage, though apparently "no balls" was an accusation of cowardice already then. With the boot-licking and ass-kissing going on these days in U.S. politics, I think it may be a legitimate time to resurrect the ditty, with new words. I offer this version for public use and, in the spirit of the original, for modification and expansion:

Alito has only got one ball,
Thomas has two but very small,
Gorsuch, he's got some such,
But old Judge Roberts has no balls at all.

Another verse:

The Donald has only got one ball,
Steve Miller has two but very small,
At Vance, we look askance,
'Cause like Judge Roberts he's got no balls at all.

One more:

Murdoch has only got one ball,
Zuck'berg has two but very small,
Bezos, he won't amaze us,
'Cause like Judge Roberts he's got no balls at all.

One little rhyme set to music will not dethrone a tyrant or change our political landscape. But it may be an outlet for expressing disrespect at influential people who expect our respect. It could be a fitting memorial, after a minute of silence, to our fathers who fought and died as Allies attempting to rid the world of autocrats.

When I am arrested or detained, I shall whistle the tune.

2025-05-06

Papal Bully

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Trump's claim to want to be the next Pope certainly is a joke. A bad joke, but that's to be expected.

Trump doesn't want to be Pope; he wants to be God. The ancient Pharaohs got away with it, and Roman emperors claimed deity, so Mr Trump is just trying to catch up. (Those earlier examples of deification were in the context of polytheism, so they might not suit Trump.)

Trump's ambitions come as no surprise.

What is surprising, at least to me, is how many people have already bestowed godhood on him, already worship him. For him they give up their morals, and reject their former gods. Christians reject the teachings of Jesus. Supreme Court justices reject the Constitution. Senators and Representatives in Congress reject governance. All in obeisance to a bully.

If Trump somehow represents God to all these people, I guess it says something about their view of God. Perhaps they have always worshiped, and aspire to live like, some divine asshole.

Little wonder the church is in decline.

2025-03-26

Kaos

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Top members of the Trump administration included Jeff Goldberg in a group text about a military raid in the Middle East. But they are to be forgiven this screw-up, as for their frequent screw-ups.

Seventy times seven will soon be surpassed, if it hasn't already, but those numbers are only symbolic. We should continue to forgive this administration at least until Judgment Day (which may be just around the corner).

In this case in particular, it was a simple mistake. Mr Hegseth confused Jeff Goldberg with Jeff Goldblum. Jeff Goldblum is Zeus, after all, and Trump is close to Zeus, closer than anyone anywhere ever. So it was only normal that he be included in the chat.

Prometheus said, "A line appears, the order wanes, the family falls, and Kaos reigns." Let us assure you that Prometheus is just a corrupt reporter. Nothing affects the gods, and whatever the gods do is right and good. This was a very orderly mistake, if you can even call it a mistake.

Which you can't. It wasn't. Ask Zeus.

2025-02-13

Ogle Maps

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In a surprise announcement, Alphabet Inc. informed the public that they would be renaming one of their corporate holdings. Ogle Maps replaces Google Maps as the official title for the popular mapping platform.

Under pressure from the Mump Regime, which insists that the primary purpose of the map app is to spy on people's movements and only secondarily to help them find their way, Alphabet CEO Sundar Pichai said the company would comply. "Yes, your Eminence," he is reported to have replied to the regime. "Your superior intellect has convinced us that this is a fantastic decision."

Earlier reports indicated that the name change was controversial. "What the hell do they know about it?" one board member responded. "You'd think they have more important things to work on. I mean, one of my servants told me they paid $7.50 for a dozen eggs!"

Any dissension was quickly squelched, however. After threats from the Holy Oligarchy, Alphabet decided that Ogle Maps is a perfectly acceptable name for that division of the corporation. "In fact," Pichai commented, "we are considering changing the name of our search engine to Ogle. Our mission is to supply the Regime with as much personal information as we can. Our users need to be protected from themselves."

Formerly the stated mission of Alphabet was"Don't be evil." A spokesman (actually a woman who emphasized the need to dispel any hint of D. E. I. policy) said, "We believe that bowing to the demands of a demigod is the least evil thing we can possibly do."

2025-01-31

Art and I

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A Chromecast backdrop displayed on my TV: a photograph by Aravind Ravisankar of a beach and a rock and a sunset. I thought, why did they include that person? Shouldn't it be a picture of pure nature? Then I thought, maybe that's OK, but do we need to see the tripod next to the person?

The human provides scale. And it's appropriate for a high-tech image to to remind us that we humans interact with our environment. And the tripod, well, it reminds us that the camera taking this picture likely was mounted on a tripod. And I decided that the human figure and the tripod might just contribute to the art of the image.

I was also reminded that I am no expert on art. But that shouldn't mean I can't appreciate it.

One of the things I like about this picture is the reflection in the wet sand of the colors of the sunset. The muted colors reflected don't match the real thing. Art itself is like that reflection.

We can look at a sunset and say that's nice, and then get on with things. We can look at a photo or painting of a sunset and say that's pretty, and then get on with things. Or we can pause for either and try to absorb, however incompletely, that beauty. We can stop and appreciate the privilege of witnessing it.

The art I like most does more than paint a pretty picture. It helps us look at the world around us. It tells us this is worth looking at, to look some more. I went to a modern art exhibition once and one of the works was some rumpled cast-off paint tubes glued to a substrate. My initial reaction was that this wasn't art and it held no beauty. But then I looked more closely. The random pattern of wrinkles and dents in the tubes was interesting. We may admire the surface of a rough sea on those rare occasions we have the opportunity. Why not notice a similar surface on everyday objects, even ones being thrown out?

There is beauty of different types all around us. So much of it I fail to notice or don't appreciate. I read once that a single leaf on a common weed contains more mystery than we can possibly absorb or understand. We cannot see all that makes up a leaf, but we can learn to look at it and try to see it and consider how it differs from other leaves. There is more beauty and wonder in this world than we can possibly grasp.

Art I like reminds me of this. It asks me to stop and look. It might not even be pretty but it nudges me toward beauty. Toward noticing. Toward enjoying what's always all around us.